Financial Literacy for Young Learners
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Financial Literacy for Young Learners is a homeschool curriculum companion designed to help children develop practical money skills while strengthening everyday math concepts.
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About this guide
Financial Literacy for Young Learners is a homeschool curriculum companion designed to help children develop practical money skills while strengthening everyday math concepts.
Created for learners roughly ages 6–13, the guide combines financial education with hands-on activities that families can easily teach at home.
What’s Included:
- Money foundations, counting, coins, and value
- Budgeting with the Three-Jar System
- Needs vs. wants and decision-making
- Saving, percentages, and goal-setting
- Earning money and chores
- Banking, interest, and compound growth
- An age-appropriate introduction to investing
- Real-world projects, including running a kid business
- Family financial literacy activities
- Printable trackers and worksheets
Each module combines a financial-life skill with the math concept behind it and includes learning objectives, a core lesson, a math connection, hands-on activities, real-world connections, and discussion questions.
Written by Denise Carter, Homeschool Educator & Financial Literacy Curriculum Designer, this guide is designed to make money education practical, engaging, and easy to integrate into a homeschool routine.
Note: This curriculum is for educational purposes and does not constitute professional financial, legal, or investment advice.




